Chinnapa Reddy Yeruva (2024) “THE EVOLUTION OF PAYMENT SYSTEMS ARCHITECTURE: ALIGNING WITH REGULATORY COMPLIANCE IN THE DIGITAL AGE”, INTERNATIONAL JOURNAL OF COMPUTER ENGINEERING AND TECHNOLOGY (IJCET), 15(6), pp. 2068–2076. Available at: https://openlibindex.com/index.php/IJCET/article/view/1673 (Accessed: 19 April 2026).